You can maximize how many points you earn by selecting the right credit card for how you spend.
Earning transferable points - those that can be transferred out to airline loyalty programs- is the best way to unlock incredible value from your hard-earned (and spent!) cash. To choose which transferable points credit card is right for you, you should consider how many points per dollar a credit card earns in the categories you spend the most, the welcome bonus, the annual fee, and other perks that come with the card. You can decide which card makes sense for your lifestyle when looking at these features.
To score even more value, consider opening multiple credit cards. Make sure that you can always pay your balance in full, since going into debt will negate any of the perks that come with these cards. By having multiple cards that each maximize points earning across different categories, you are effectively multiplying the number of points you earn for each dollar you spend. And once you've earned those points, point.me can help you search and redeem them for flights around the world.